Terms and Conditions
Last updated: February 17, 2006
DelToroHoldings.com knows that you care how information about you is used and shared, and we appreciate your trust that we will do so carefully and sensibly. This notice describes our privacy policy. By visiting DelToroHoldings.com, you are accepting the practices described in this Privacy Notice.
What Personal Information About Customers Does DelToroHoldings.Com Gather?
The information we learn from customers helps us personalize and continually improve your experience at DelToroHoldings.com. Here are the types of information we gather.
- Information You Give Us: We receive and store any information you enter on our Web site or give us in any other way. We use the information that you provide to respond to your requests and communicate with you.
- Automatic Information: We receive and store certain types of information whenever you interact with us. For example, like many Web sites, we use "cookies," and we obtain certain types of information when your Web browser accesses DelToroHoldings.com. We use this information in bulk only and do not track the origins of individual visitors. We use this information to help us disseminate information about DelToroHoldings.com
- E-mail Communications: For Preferred Brokers only: to help us make e-mails more useful to you, we may receive a confirmation when you open e-mail from DelToroHoldings.com if your computer supports such capabilities. If you do not want to receive e-mail or other mail from us, please adjust contact us.
What About Cookies?
- Cookies are alphanumeric identifiers that we transfer to your computer's hard drive through your Web browser to enable our systems to recognize your browser and to provide personalized features and storage of items in your Shopping Cart between visits.
- The Help portion of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether.
Does DelToroHoldings.Com Share the Information it Receives?
- Information about our customers is an important part of our business, and we are not in the business of selling it to others. We share customer information only as described below and with subsidiaries of our parent companies.
- Agents: We employ other companies and individuals to perform functions on our behalf. Examples include sending postal mail and e-mail to our Preferred Brokers, removing repetitive information from lists, analyzing data, providing marketing assistance, providing search results and links (including paid listings and links). They have access to information needed to perform their functions, but may not use it for any other purposes.
- Protection of DelToroHoldings.com and Others: We release account and other personal information only when we believe release is appropriate to comply with the law; enforce or apply our Conditions of Use and other agreements; or protect the rights, property, or safety of DelToroHoldings.com, our users, or others. This includes sharing information when requested through legal channels with local, state and national government and enforcement agencies.
How Secure is Information About me?
- Your information is sent via secured channels to a secure database. No one can access this database except employees and contractors of Del Toro Holdings. If you wish to have your information removed from the database after we have read it, please let us know.
What Choices Do I Have?
- As discussed above, you can always choose not to provide information.
- If you do not want to receive e-mail or other mail from us, please adjust your Customer Preferences. (If you do not want to receive Conditions of Use and other legal notices from us, such as this Privacy Notice, those notices will still govern your use of DelToroHoldings.com, and it is your responsibility to review them for changes.)
- The Help portion of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. However, you will not be able to use many important features if you do.
Automatic Information
Examples of the information we collect and analyze include the Internet protocol (IP) address used to connect your computer to the Internet; login; e-mail address; password; computer and connection information such as browser type and version, operating system, and platform; purchase history, which we sometimes aggregate with similar information from other customers to improve our site; the full Uniform Resource Locator (URL) clickstream to, through, and from our Web site, including date and time; cookie number; products you viewed or searched for; and the phone number you used to call our toll-free number. During some visits we may use software tools such as JavaScript to measure and collect session information, including page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), and methods used to browse away from the page.
Information from Other Sources
Examples of information we receive from other sources include updated delivery and address information from our carriers or other third parties, which we use to correct our records and deliver your next purchase or communication more easily; account information, purchase or redemption information, and page-view information; search term and search result information from some searches conducted through the Web search features, search results, and links, including paid listings (such as Sponsored Links from Google).
Information You Can Access
Examples of information you can access easily at DelToroHoldings.com include up-to-date information regarding recent closings and information about our company and industry-specific information for brokers and borrowers concerning hard money, hard money commercial lenders, hard money lending, bridge loans, and more.
Copyright Disclaimer
Copyright © . Del Toro Holdings, LLC a California Limited Liability Company
Conditions of Use
Welcome to Del Toro Holdings, DelToroHoldings.com provides its website and all information contained therein to you subject to the following conditions. If you visit DelToroHoldings.com, you accept these conditions. Please read them carefully. In addition, when you use any current or future DelToroHoldings.com service or visit or purchase from any business affiliated with DelToroHoldings.com, whether or not included in the DelToroHoldings.com Web site, you also will be subject to the guidelines and conditions applicable to such service or business.
Privacy
Please review our Privacy Notice, which also governs your visit to DelToroHoldings.com, to understand our practices.
Electronic Communications
When you visit DelToroHoldings.com or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
Copyright
All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of DelToroHoldings.com or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of DelToroHoldings.com and protected by U.S. and international copyright laws. All software used on this site is the property of DelToroHoldings.com or its software suppliers and protected by United States and international copyright laws.
Trademarks
DelToroHoldings.com, YouSavedMyHome.Com, One Step Closer To Home and DelToroHoldings.com graphics, logos, page headers, button icons, scripts, and service names are trademarks or trade dress of DelToroHoldings.com or its parent companies. DelToroHoldings.com 's trademarks and trade dress may not be used in connection with any product or service that is not DelToroHoldings.com's, in any manner that is likely to cause confusion among customers or potential customers, or in any manner that disparages or discredits DelToroHoldings.com All other trademarks not owned by DelToroHoldings.com or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by DelToroHoldings.com or its subsidiaries.
License and Site Access
DelToroHoldings.com grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of DelToroHoldings.com. This license does not include any resale or commercial use of this site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of DelToroHoldings.com You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of DelToroHoldings.com and our affiliates without express written consent. You may not use any meta tags or any other "hidden text" utilizing DelToroHoldings.com 's name or trademarks without the express written consent of DelToroHoldings.com Any unauthorized use terminates the permission or license granted by DelToroHoldings.com You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of DelToroHoldings.com so long as the link does not portray DelToroHoldings.com, its affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter.
Reviews, Comments, Communications, and Other Content
Visitors may not submit content to this website. Any posting on this website by third parties is illegal and will be deemed to be property infringement and theft of services. DelToroHoldings.com takes no responsibility and assumes no liability for any content posted by any third party.
Copyright Complaints
DelToroHoldings.com and its affiliates respect the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please follow our Notice and Procedure for Making Claims of Copyright Infringement.
Disclaimer of Warranties and Limitation of Liability
This site is provided by DelToroHoldings.com on an "as is" and "as available" basis. DelToroHoldings.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk. To the full extent permissible by applicable law, DelToroHoldings.com disclaims all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. DelToroHoldings.com does not warrant that this site, its servers, or e-mail sent from DelToroHoldings.com are free of viruses or other harmful components. DelToroHoldings.com will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages. Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.
Applicable Law
By visiting DelToroHoldings.com, you agree that the laws of the state of California, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and DelToroHoldings.com or its affiliates.
Site Policies, Modification, and Severability
Please review policies posted on this site. These policies also govern your visit to DelToroHoldings.com We reserve the right to make changes to our site, policies, and these Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.
Our Address
DelToroHoldings.com.
PO Box 530754
San Diego, CA 92153
PH: 877-Del Toro
Fax: 877-Del Toro
http://www. DelToroHoldings.com
Our Notice and Procedure for Making Claims of Copyright Infringement
If you believe that your work has been copied in a way that constitutes copyright infringement, please DelToroHoldings.com’s agent
() the written information specified below. Please note that this procedure is exclusively for notifying DelToroHoldings.com and its affiliates that your copyrighted material has been infringed.
- An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
- A description of the copyrighted work that you claim has been infringed upon
- A description of where the material that you claim is infringing is located on the site
- Your address, telephone number, and e-mail address;
- A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
